Gina Scruggs

Welcome to the Gina Scruggs State Farm Insurance Agency!

I’ve proudly served the Jasper community and surrounding areas—including Cordova, Carbon Hill, Parrish, Oakman, Sumiton, Dora, Curry, Nauvoo, Lynn, Double Springs, and communities across Walker, Winston, Fayette, and Jefferson counties—for several years, helping individuals and families make confident decisions about their auto insurance, home insurance, and life insurance needs.

Before entering the insurance industry in 2013 and joining State Farm in 2017, I spent 25 years as a local school teacher, which gave me a deep connection to this community and the people who call it home.

Our office is located right on historic Main Street in Jasper, where we stay actively involved in supporting local growth through the Main Street organization and other community initiatives. I believe strongly in giving back to the place that has given so much to me and my family.

I’ve been married for 38 years, have two grown children, and enjoy time with our four grandchildren. When I’m not in the office, you’ll likely find me biking, spending time at the lake or beach, reading, or participating in activities at our local church. I also help host a weekly community bike ride every Tuesday night through Slow Spokes Jasper, which started in 2019.

Whether you're preparing for a major life change, protecting your home and vehicle, or reviewing your coverage to make sure everything still fits your needs, my team is here to help. Gina, Hannah, the other Hannah (yes, we have two!), Lisa, and Japeth are all ready to welcome you with friendly, knowledgeable service.

Stop by our Main Street office in Jasper or give us a call—we’d love to help you get the coverage that’s right for you.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Gina is here to help your Jasper household feel covered.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Looking for coverage? Talk with Gina about your options in Jasper.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Gina is proud to serve the Jasper community.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Serving Jasper and the surrounding area, Gina can help answer your questions.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. For personalized coverage in Jasper, AL, reach out to Gina.

Q: How does life insurance work at a basic level?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Have questions? Gina in Jasper can walk you through your options.